AVC Asset Finance provides flexible, competitive finance and leasing solutions for businesses and individuals across the UK. Whether you’re looking to fund a car, van, specialist vehicle, or equipment, we offer practical funding options tailored to your needs—without unnecessary restrictions or inflated costs.
Our service is ideal whether you've already found the perfect deal and need finance to complete the purchase or you want pre-agreed funding in place to help you negotiate better when shopping around.
With more than 20 years of experience in vehicle leasing and finance, AVC works with a wide panel of respected lenders. This gives our customers access to market-leading rates and options not always available through banks or mainstream providers. We are also able to support those in non-standard situations, including new start-ups and applicants with limited or adverse credit history.
Unlike dealer finance or limited in-house options, AVC Asset Finance gives you the ability to choose how and where you buy your vehicle. Whether it’s a new or used car, van, or something more specialised—such as a performance model or a classic—you remain in full control.
We arrange funding through flexible and tax-efficient options such as hire purchase, lease purchase, PCP, business contract hire, or finance lease. You’re free to buy from a franchised dealer, an independent supplier, or even a private seller, with finance secured ahead of time so you can negotiate as a cash buyer.
Our approach is designed to remove complexity, reduce delays, and help you move forward with confidence.
AVC is particularly strong in supporting businesses of all shapes and sizes. From established limited companies to sole traders and start-ups, we understand that finance needs to be fast, fair, and flexible. If you’re just starting out and have a solid business plan, or if your credit profile is less than perfect, we’ll assess your application on merit and do our best to secure a workable solution.
We understand the pressures of running a business, and our aim is always to provide a finance package that supports cash flow, preserves working capital, and allows you to invest in the vehicle or equipment your operation depends on.
One of the most significant advantages of AVC Asset Finance is the ability to get pre-approved funding before committing to a purchase. This allows you to approach sellers with confidence and clarity, knowing your financing is already in place.
It gives you greater flexibility when negotiating, helps streamline the purchase process, and reduces the risk of missing out on the vehicle or deal you want. You shop on your terms, with our support behind you every step of the way.
If you’re not sure which finance route is correct for you—whether you’re weighing up PCP vs HP, or looking for a tax-efficient lease as a business user—we’ve got you covered. Our vehicle finance advice centre explains the pros and cons of each finance type in plain English, helping you make informed decisions that align with your goals.
Whether you're buying your first commercial van or considering funding a classic car, you’ll find answers to the most common questions here.
At AVC, we’ve built our reputation on honesty, flexibility, and the ability to get things done when others can’t. We’re not tied to a single lender or sales target—we’re here to get you the funding that’s right for you, for the vehicle or equipment you actually want.
With access to both prime and specialist lenders, we can support a wide range of finance requirements—from mainstream cars to specialist imports, from vans and pickups to electric vehicles and even classic cars.
Whether you're funding one car or a fleet of 50, you'll receive expert advice, fast turnaround, and a genuinely personal service from people who understand your needs.
Flexible car leasing and finance with AVC
If you’re ready to fund your next vehicle, looking for a better finance solution, or want to explore options tailored to your business, get in touch with AVC today.
Call 01902 353393 to speak to a member of our finance team or use our enquiry form to request a personalised quote.
Whether you’re applying as a business or an individual, you’ll find our approach flexible, fair, and refreshingly straightforward.
©2025 All Vehicle Contracts Ltd. All Rights Reserved.
All Vehicle Contracts Limited are authorised and regulated by the
Financial Conduct Authority, our FCA Reference Number is 690140.
All Vehicle Contracts Limited are a credit broker not a lender.
Vehicle images shown are for illustration and guidance purposes only. All
offers are subject to change at any time and are subject to finance approval
and vehicle availability.
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