All Vehicle Contracts Ltd

Check out our Contract Hire and Leasing Guide

• About Pre Registered vehicles

  Pre-registered vehicle guide
  
  What is a pre-registered vehicle?A pre-registered vehicle – often referred to as a pre-reg vehicle or car - are new vehicles that have been purchased and then registered, usually by franchised dealers, main dealer groups or leasing companies, to achieve preferential levels of discounts directly from the manufacturer.
  
  Why do manufacturers adopt the process of pre-registering vehicles?Manufacturers adopt this policy to control stock levels and to help them gain market share without affecting vehicles’ recommended retail price (OTRP). It is also a common way for manufacturers to clear existing model lines prior to the release of an updated or new version.
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• Benefits of Maintenance

  Contracts with Maintenance 
  
  Fully maintained contracts offer you and your company convenience and reassurance, knowing that you will not be faced with unexpected bills, and enabling you to budget company car maintenance costs with confidence and total control.
  
  Our aim is to find the right solution from our wide range of products and services and recommend that you compare contracts without maintenance and contracts with full maintenance prior to signing. Contract agreements that include maintenance are constructed to cover all your motoring costs excluding fuel and insurance.
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• Business Account Eligibility

  Business Account EligibilityContract Hire and leasing agreements are underwritten by the financer (Contract Hire / Finance Company) as a credit facility for businesses (limited companies, sole traders, LLPs and PLCs).
  
  Account approval takes in to account the customer’s credit status and vehicle cost similar to that of normal vehicle finance, even though the vehicles is the property of the financer from the outset.
  
  Account approval can be applied for singular vehicle transactions, or for a credit facility to cover a multiple vehicle fleet. Account credit approval must be first agreed by the financer prior to vehicle order.
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• Business Contract Hire

  Business Contract Hire
  
  Is business contract hire suitable for your requirements?
  
  Contract Hire is exactly what the name suggests. It is an agreement to hire a vehicle over a fixed term with an annual mileage limit.
  
  Contract Hire is now the business users’ most preferred option to acquire a new vehicle – it is suitable for all types of small and large companies, as well as partnerships, that are VAT registered. If you fall into this category, then choosing Contract Hire could be what you’re looking for.
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• Contract Hire with Maintenance

  Contract Hire with Maintenance
  
  Fully maintained contract hire offers you and your company convenience and reassurance, knowing that you will not be faced with unexpected bills, and enabling you to budget company car maintenance costs with confidence and total control.
  
  Our aim is to find the right solution from our wide range of products and services and recommend that you compare both contract hire without maintenance and contract hire with full maintenance prior to signing. Contract hire agreements that include maintenance are constructed to cover all your motoring costs excluding fuel and insurance.
  
  
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• Contract Hire without Maintenance

  Contract Hire without Maintenance
  
  Our aim is to ensure you have an understanding and recommend that you compare both personal contract hire without maintenance and contract hire with full maintenance prior to signing.
  
  Personal Contract hire agreements that exclude maintenance exclude cover for all servicing and maintenance costs in therfore they become the responsibility of the customer.
  
  Contracts that that exclude servicing and maintenance could result in you being faced with unexpected bills, that you have not budgeted for and outside your control and more costly than you think.
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• Contract Vehicle Return Policy

  All Vehicle Contracts is a member of the British Vehicle Rental and Leasing Association (BVRLA) and subscribe to the standards recommended by the British Vehicle Rental and Leasing Association (BVRLA), which are also widely used as a benchmark in the vehicle industry for all major contract hire and rental companies.
  
  We set out to generalize what is acceptable and what is unacceptable as follows and as recommended by the BVRLA in relation to contract end vehicle return. Vehicle return terms and conditions will be detailed on the relevant documentation appertaining to yours or your company’s agreement.
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• Contracts With out Maintenance

  In compliance with our governance, our aim is to ensure you have an understanding that contracts excluding servicing and maintenance could result in you being faced with unexpected bills that may be unaffordable and have not been budgeted for throughout the contract term and at contract end.
  
   Customers that choose to opt for customer-maintained agreements will be responsible for costs relating to servicing and maintenance costs and for tyre replacement to comply with safe legal tyre depth readings (minimum 2mm tread depth across all treads including the spare)
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• Effective Leasing Rental

  This is the terminology that refers to the true cost to a VAT registered business for a contract hire or finance lease monthly rental.
  
  The effective rental is a contract hire or lease rental with 50% of the VAT added to it. The service element of the rental is applicable with no VAT, as all the VAT can be reclaimed from the Service Rental
  
  
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• Finance Lease

  Vehicle Finance leasing for business
  
  Leasing is not a new concept and exploded on to the scene as a method to finance railway stock in the 1800’s. Leasing is now corporate America's biggest external source of equipment finance that is used to fund everything from photo copiers to power plants, aircraft, helicopters, to offshore drilling rigs, telecom equipment and of course vehicles.
  
  Here in the U.K. leasing is a cost-effective option of acquiring a new vehicle, suitable for all types of small and large companies and partnerships that are VAT registered. Leasing in the U.K. is also a popular method of funding big ticket assets such as aircrafts and specialized commercial vehicles.
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• Flexi Lease

  Flexi leasing for business
  
  Flexi lease is ideal for those that want a return of capital at lease end and cost effective motoring without mileage restrictions. Flexi lease attracts full fleet discounts making this method of funding for business users well worth considering.
  
  Flexi lease is also a good option for high mileage cars, commercials vehicles, and in particular specialist’s vehicles and those that are used for hard work that tests the vehicles depreciation curb over the lease period.
  
  Lease agreements allow use of a vehicle without ownership, but still offers the return of all the asset value achieved from the sale, or the majority of the sale proceeds less a percentage to the finance companies in some instances.
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• Guide to Diesel Particulate Filter (DPF)

  Since 2009, diesel particulate filters have been present in the exhaust to reduce pollution and stop soot passing into the atmosphere.
  
  The goal is to cut particle emissions by 80%, but the new technology is not without problems, with many breakdown situations being caused by cars with a blocked DPF.
  
  Diesel particle filters need to be emptied on a regular basis to maintain performance, usually via a process known as ‘regeneration’, when the temperature in the exhaust is high enough to allow it – usually on faster roads.
  
  The collected soot is burnt off, leaving very small tiny ash residue. Although the ash can’t be removed, if used correctly, a DPF in a car should be good for more than 100,000 miles.
  
  Active regeneration
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• Key Information PCP Finance

  Key Information regarding PCP(Personal Contract Purchase)
  
  Terms:
  
  All Vehicle Contracts Limited may also be referred to herein as ‘We’ ‘Company’ ‘AVC’ ‘Us’ ‘Our’ and ‘All Vehicle Contracts’.
  
  Customers and potential Customers may also be referred to herein as ’You’, ‘Your’ and ‘Clients’.
  
  Key Information regarding PCP (Personal Contract)This page will provide You with the facts, offering summarised information and guidance on PCP Personal Contract Purchase, as funding method for Your chosen vehicle. PCP Personal Contract Purchase
  
  Vehicle Insurance and PCP (Personal Contract Purchase)
  
  As with any contract or finance agreement, You are required to maintain a fully comprehensive insurance policy for the duration of the agreement.
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• Key Information Personal Contract Hire

  Contract Hire and Leasing GuideKey Information regarding Personal Contract HireTerms:
  
  All Vehicle Contracts Limited may also be referred to herein as ‘We’ ‘Company’ ‘AVC’ ‘Us’ ‘Our’ and ‘All Vehicle Contracts’.
  
  CUstomers and potential CUstomers may also be referred to herein as ’You’, ‘Your’ and ‘Clients’.
  
  Key Information regarding Personal Contract HireThis page will provide You with the facts, offering summarised information and guidance on Personal Contract Hire, as funding method for Your chosen vehicle.
  
  This link details a full summary of personal contract hire jargon / terminology (Guide to Personal Contract Hire).
  
  Vehicle Insurance and Personal Contract Hire
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• Lease Purchase

  Lease Purchase (Hire Purchase)
  
  Hire Purchase or Lease Purchase finance agreements are the same, the difference being is that lease purchase can offer lower monthly payments by incorporating a final payment (sometimes referred to as a balloon payment); this figure is one larger payment due at the end of the lease purchase agreement.  The purpose of setting this figure is to reduce monthly payments compared to that of normal hire purchase. The agreement will either be Regulated or Unregulated under the Consumer Credit Act.
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• New car taxation rules from April 2017

  New car taxation rules in from April 2017
  
  New regulations come into force on 1 April, 2017. The changes were announced by former Chancellor of the Exchequer George Osborne and amount to a radical overall of the UK's system for taxing cars, known as Vehicle Excise Duty, or VED.
  
  The new taxation rules are still based partly on car's CO2 emissions with free taxation charges for Zero CO2 emission vehicles costing less than £40,000.
  
  Zero CO2 emission vehicles costing more than £40,000, will attract £310 premium charge per year from year 2 up to 5 years. This charge effects very few Zero CO2 emission vehicles with exception to the Tesla model range, where some would say £310 per year from year 2 is quite reasonable for a luxury car.
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• PCP fair wear and tear guide

  PCP fair wear and tear guide
  
  If you choose to return your vehicle under the terms of your PCP agreement the finance company will expect the vehicle to be returned in good condition and serviced to the manufacturer’s standard.
  
  Fair wear and tear is acceptable so to avoid confusion, we have set out to define what is acceptable and what is unacceptable.
  
  Acceptable vehicle return standards
  
  Windscreen and windows - Surface chips with no spreading cracks, professionally repaired minor chips
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• PCP Personal Contract Purchase

  PCP Personal Contract Purchase
  
  Personal Contract Purchase (PCP)
  
  This type of agreement is effectively a finance agreement that offers more affordable, lower monthly payments compared to that of normal hire purchase. The agreement will either be Regulated or Unregulated under the Consumer Credit Act.
  
  Affordable, lower monthly payments are achieved by financing the vehicle and deferring the predicted minimum future value or deprecation element of the vehicle as one payment payable at the end of the term. This payment is usually referred to as a Guaranteed Minimum Future Value (GMFV), balloon payment or option to purchase figure.
  
  
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• PCP Vehicle return guide

  PCP ( Personal Contract Purchase ) offer an option for you to return the vehicle if you do not wish to purchase it, part exchange or arrange your own sale at the close of the PCP agreement.
  
  If you choose to return the vehicle, the finance company will require the vehicle to be in good order and in a condition that is relative to the vehicles age and mileage, and serviced in accordance to the manufactures requirements. Fair wear and tear is acceptable but you may incur recharges for any items that are not classed as fair wear and tear.
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• Personal Account Eligibility

  Personal Account Eligibility
  
  Personal Contract Hire and PCP vehicle finance is rapidly expanding and becoming one of the most popular methods of acquiring new vehicles for personal consumers. Personal Contract Hire and PCP vehicle finance are classed as regulated consumer related products and protected by the 1974 Consumer Credit Act including Personal Contract Hire, although it is essentially a fixed term hire agreement.
  
  Before being able to enter into any form of agreement - regulated or not - you will require lenders (usually major finance companies and contract hire companies) to agree to offer you the relevant credit account before you are able to proceed with your vehicle order.
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• Personal Contract Hire

  Personal Contract Hire
  
  Personal Contract Hire is a method for personal users to acquire their chosen vehicle on a VAT inclusive long term hire agreement, similar to that of Contract Hire but including the VAT. It is important to see if Personal Contract Hire is suitable for your requirements, and that you have a full understanding of the terms and conditions. Personal Contract Hire is popular with company car drivers wishing to opt out of their existing company car scheme, and take a cash allowance as an alternative to the company car. If you fall into this category, then choosing Personal Contract Hire could be just what you’re looking for.
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• Personal Contract Hire with Maintenance

  Personal Contract Hire with Maintenance
  
  Fully maintained personal personal contract hire offers you reassurance, knowing that you will not be faced with unexpected bills,  enabling you to budget car maintenance costs with confidence and total control and without risk.
  
  Our aim is to ensure you have a understanding and recommend that you compare both personal contract hire without maintenance and contract hire with full maintenance prior to signing. Personal Contract hire agreements that include maintenance are constructed to cover all your motoring costs excluding fuel and insurance.
  Click here to read more

• Vehicle fair wear and tear guide

  Vehicle fair wear and tear guide
  
  All Vehicle Contracts is a member of the British Vehicle Rental and Leasing Association (BVRLA) and subscribe to the standards recommended by them. These standards are widely recognised as a benchmark in the vehicle industry for all major contract hire and rental companies.
  
  Below is a generalised guide as to what is acceptable and what is unacceptable as recommended by the BVRLA in relation to contract end vehicle fair wear and tear.
  
  Acceptable vehicle return standards
  
  Windscreen and windows - Surface chips with no spreading cracks, professionally repaired minor chips
  Click here to read more

• Vehicle Order Process

  Car and Van Leasing: Vehicle Order Process
  
   Choosing your vehicle
  
   All Vehicle Contracts allows you to browse, and choose from a full range of cars and light commercial vehicles that are available from stock, or to order from our website
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